Almost all, if not all of us have experienced an automobile accident before at least once in our lifetime.
This is usually accompanied by a procedure that can be quite problematic for us.
Should you call the police?
How should you file your auto insurance claim?
All these questions are what run through our minds after experiencing an auto accident.
Follow the tips below to manage yourself.
1. Remember auto crashes are very common.
They happen all the time to different people every day.
There’s no reason to feel bad.
2. Keep your cool and think straight.
Panicking will only lead to the wrong decisions made on how to handle the matter before you.
3. Check for injuries.
Determine if you or anyone with you is hurt and call 911 if you have any doubts at all.
No matter what, remain in the perimeter where the accident took place even if it was non-fatal.
If the accident took place during the day then you might need to warn incoming vehicles about the recent happening.
If the accident happens near a grassy area, cut some leaves and mark the points leading to from 25-35 meters backward.
If the accident takes place late in the night, then keep your flashlights on if you have one at that time and leave the car lights on.
After that, place a call to the nearest police station around the scene of the accident.
Remember you will still have to file an official claim to your motor insurance company.
Be sure to get the name, contact and protection info of the other person involved in the crash.
4. Use a camera or a camera-enabled device to take pictures of the accident especially if destruction has been done to the body parts of your vehicle.
Harm done to your body should also be snapped.
5. Alert your car insurance company immediately! This is very key as it can show on your future records and can reduce costs while changing to a new policy or switching motor coverage companies.
6. Leave the scene of the accident after all police investigations and reports have been concluded to the hospital.
Thing is, when one experiences a car accident, the trauma could be overwhelming.
In that case, those involved in the accident usually feel the discomforts of the accident after a long while.
Medical attention is most certainly needed if at any point in time during the accident you went unconscious.
Most times when accidents happen to individuals it affects the spinal cord and head most of all.
7. Keep all the reports and data pertaining to the accident.
It’s best to have all records in case of future change of vehicle insurance companies.
A lot of people usually wonder why vehicle insurance rates are high for them not knowing it’s because of improper data compiled from previous records.
After the accident, best thing you can do is handing over duplicates of the evidence of accident to your attorney.
Before giving a statement to your auto insurance company, make sure you have gotten legal advice from your attorney.